TRAUMA INSURANCE CASE STUDIES
The cases below are circumstances where clients “claimed” against their Trauma Insurance policy.
Sean’s story: Critical Illness, Heart attack, Paid $50,000
Who is Sean?
Sean is a 51 year old systems analyst and married to Simone. They have two daughters both in high school.
What happened to Sean?
Sean’s busy work schedule meant he didn’t watch his diet or exercise regularly, resulting in him putting on weight the last few years. One day in the office, Sean felt a pain and heaviness in his chest and collapsed from a heart attack. He was rushed to hospital and was quickly revived in the ER. Because of his previous unhealthy lifestyle, his recovery took longer than expected and needed 9 months to return to full health. Fortunately, Sean applied for a Critical Illness policy. The benefit payment was released within weeks meaning his medical costs, as well as general living expenses were taken care of.
Where is Sean now?
Sean overhauled his lifestyle, started to eat healthily and do more exercise. He has returned to work and is enjoying spending more time with his family.
Irrespective of whether you DO or DON’T have Trauma Insurance, please CONTACT US today for a review:
Without the professional assistance of our Life Insurance Broker, these claims may not have been successful.
* Provided by TAL in 2017
Tina’s story: Critical Illness, Cancer, Paid $105,000
Who is Tina?
Tina is a 55 year old teacher from Adelaide. She is a single mother of two children.
What happened to Tina?
Tina was a high school biology teacher who had always been concerned about her health. When she began to have abnormal bleeding she was quick to see her doctor. Her concerning symptoms were eventually diagnosed as cancer of the uterus. As a single mother living away from her extended family, it made the news even more devastating. Thankfully Tina had applied for a Critical Illness policy 15 months earlier. She received a lump sum payment which she used to fund her medical treatment, pay for travel expenses for her mum and dad to visit her, as well as the day to day costs of looking after her family.
Where is Tina Now?
Tina has finished her last course of chemotherapy and is recuperating at home. While there’s a long road to recovery ahead, being diagnosed early gives her the best chance of getting back to full health.
Irrespective of whether you DO or DON’T have Trauma Insurance, please CONTACT US today for a review:
Without the professional assistance of our Life Insurance Broker, these claims may not have been successful.
* Provided by TAL in 2017
Jess’s story: Critical Illness, Melanoma Paid $300,000
Who is Jess?
Jess is a 27 year old from Brisbane who has spent the last 8 years loving her job in the insurance industry.
What happened to Jess?
Being young and healthy, Jess never expected to have to need her life insurance plan. However, after she was diagnosed with a melanoma at a young age, she was grateful she had taken the time to use a financial adviser. Her adviser helped lodge her claim so she had one less thing to worry about while recovering.
Where is Jess Now?
By being proactive and taking out her Trauma insurance policy, Jess was able to undergo surgery and have the cancer removed without worrying about any of the financial burden that situation often lands people in. She is now cancer-free and living her life to the fuliest.
Irrespective of whether you DO or DON’T have Trauma Insurance, please CONTACT US today for a review:
Without the professional assistance of our Life Insurance Broker, these claims may not have been successful.
* Provided by TAL in 2017
* Case Studies TAL & Zurich.
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